Bankruptcy Law

Finding Relief from Overwhelming Debt, Foreclosure & Creditor Harassment

Even when we take care to save money and plan for the unexpected, we may face challenges that leave us in serious financial trouble. Bankruptcy can offer a solution to reorganize and eliminate debt, giving a borrower a fresh start.

Bankruptcy law is powerful, particularly when a debtor has the opportunity to work with a skilled attorney who can ensure his or her rights are properly protected throughout these proceedings. Bankruptcy has the power to stop foreclosure, wage garnishment, creditor harassment, repossession and all debt collection efforts against a debtor. Once a debtor files his or her petition, all of these activities must immediately cease. Bankruptcy has the power to eliminate most or all of an individual or company's debt. Depending on whether the debtor files under Chapter 7, Chapter 11 or Chapter 13 of the U.S. Bankruptcy Code, he or she may be able to discharge all eligible debt within a matter of months, or reorganize debt under a manageable payment plan.

Bankruptcy has countless benefits to offer, enabling a debtor the invaluable opportunity to experience relief during difficult times. To fully experience these benefits, however, a debtor should consider involving an attorney who can ensure his or her petition is properly filed and legal rights are fully protected every step of the way.

Should you file for bankruptcy? Ask an attorney.

Bankruptcy is not the solution for every debtor. We highly recommend discussing your unique financial situation, concerns and goals with an attorney to determine whether this is the right choice for you. You can discuss the exact impact that bankruptcy may have on your financial situation now and into the future. You can find out answers to your specific questions about bankruptcy, such as how it may affect your tax debt or whether it will enable you to save your home from foreclosure.

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